home owners

Cirencester Friendly Launches Short-Term Protection Option
Home Mortgage, home owners, London, Mortgage Broker

Cirencester Friendly Launches Short-Term Protection Option

Cirencester Friendly, a leading provider of financial services, has recently launched a new short-term protection option. This new product is designed to provide customers with an affordable and flexible way to protect their finances in the event of an unexpected financial emergency. The short-term protection option is designed to provide customers with a simple and cost-effective way to protect their finances in the event of an unexpected financial emergency. The product offers customers a range of features including: • A lump sum payment of up to £5,000 if the customer is unable to work due to illness or injury. • A payment of up to £1,000 if the customer is made redundant. • A payment of up to £500 if the customer is diagnosed with a critical illness. • A payment of up to £250 if the cu...
Raising Awareness and Examining Recent Policy Progress on Cervical Cancer: A Look at Cooke
Home Mortgage, home owners, London, Mortgage Broker

Raising Awareness and Examining Recent Policy Progress on Cervical Cancer: A Look at Cooke

County Cervical cancer is a major public health concern in the United States and around the world. In Cooke County, Texas, the issue has become increasingly important in recent years as the number of cases has risen. In order to address this issue, it is important to raise awareness and examine recent policy progress. In Cooke County, the number of cervical cancer cases has been steadily increasing since 2012. In response to this, the county has taken steps to raise awareness and improve access to screening and treatment. The county has implemented a number of initiatives, including a cervical cancer awareness campaign, free screenings for uninsured women, and a cervical cancer prevention program. The cervical cancer awareness campaign has been successful in raising awareness about the dis...
Twenty7Tec Sees Increase in Mortgage Searches Following Interest Rate Increases
Home Mortgage, home owners, London, Mortgage Broker

Twenty7Tec Sees Increase in Mortgage Searches Following Interest Rate Increases

The recent interest rate increases have had a significant impact on the mortgage industry. According to Twenty7Tec, a leading provider of mortgage technology, there has been a noticeable increase in the number of mortgage searches since the rate hikes. The company's data shows that in the weeks following the rate increases, there was a sharp increase in the number of searches for mortgages. This is likely due to the fact that many people are now looking to refinance their existing mortgages in order to take advantage of the lower rates. The data also shows that the majority of searches were for fixed-rate mortgages. This is likely because people are looking for stability and security in their mortgage payments. Fixed-rate mortgages offer this, as the interest rate remains the same througho...
3 Years of Relentless Growth in the Mortgage Sector – Star Letter 16/06/2023
Home Mortgage, home owners, London, Mortgage Broker

3 Years of Relentless Growth in the Mortgage Sector – Star Letter 16/06/2023

The mortgage sector has seen a period of unprecedented growth over the past three years. This growth has been driven by a combination of factors, including a strong economy, low interest rates, and increased demand for housing. As a result, mortgage lenders have seen an influx of new customers and increased profits.The first factor driving this growth is the strong economy. The US economy has been on a steady upward trajectory since the Great Recession of 2008-2009. This has led to increased consumer confidence and spending, which in turn has led to increased demand for housing. Low interest rates have also played a role in this growth. Low interest rates make mortgages more affordable for borrowers, which has led to an increase in the number of people taking out mortgages.The second facto...
Lenders Unprepared for Consumer Duty Deadline Two Months Away
Home Mortgage, home owners, London, Mortgage Broker

Lenders Unprepared for Consumer Duty Deadline Two Months Away

As the deadline for consumer duty approaches, lenders are scrambling to prepare for the upcoming changes. Consumer duty is a set of regulations designed to protect consumers from unfair practices by lenders. The deadline for compliance is two months away, and many lenders are still unprepared.The consumer duty regulations are part of the Consumer Financial Protection Bureau’s (CFPB) effort to protect consumers from unfair practices. The regulations require lenders to provide clear and concise information about loan terms, fees, and other important details. Lenders must also provide consumers with a way to dispute any charges or fees they believe are unfair.The regulations are complex and require lenders to make significant changes to their processes. Many lenders have not yet updated their...
Adam Evetts Appointed as New CEO of Tipton and Coseley Following Richard Newton’s Departure
Home Mortgage, home owners, London, Mortgage Broker

Adam Evetts Appointed as New CEO of Tipton and Coseley Following Richard Newton’s Departure

Adam Evetts has been appointed as the new Chief Executive Officer of Tipton and Coseley following the departure of Richard Newton. This announcement comes after a long and successful tenure from Newton, who had been with the company for over 10 years.Adam Evetts is no stranger to the company, having been with Tipton and Coseley for over five years in various positions. He has been instrumental in the growth of the company during this time, and has a deep understanding of the business and its customers.Evetts is an experienced business leader, having held various executive positions in the past. He has a wealth of knowledge in the areas of finance, operations, and customer service. He has also been involved in numerous strategic initiatives that have helped the company grow and expand.Evett...
Coventry Building Society to Raise Residential and Buy-to-Let Mortgage Rates
Home Mortgage, home owners, London, Mortgage Broker

Coventry Building Society to Raise Residential and Buy-to-Let Mortgage Rates

Coventry Building Society has recently announced that it will be increasing its residential and buy-to-let mortgage rates. This decision follows a period of low interest rates, and is likely to have an impact on those who are looking to purchase a property or remortgage.The Coventry Building Society is one of the UK’s largest building societies, with over 4 million customers. It has been providing mortgages since 1884 and is one of the oldest building societies in the country. The society has recently announced that it will be increasing its residential and buy-to-let mortgage rates by 0.25%. This increase is expected to take effect from 1st August 2019.The increase in mortgage rates is likely to have an impact on those who are looking to purchase a property or remortgage. It is likely to ...
Bellway Reports Potential Impact of Rising Mortgage Rates and Cost of Living on First-Time Buyers
Home Mortgage, home owners, London, Mortgage Broker

Bellway Reports Potential Impact of Rising Mortgage Rates and Cost of Living on First-Time Buyers

The housing market is an ever-changing landscape, and with the recent news of rising mortgage rates and cost of living, first-time buyers are feeling the pressure. Bellway, one of the UK’s largest housebuilders, recently reported that the current market conditions could have a significant impact on first-time buyers. Rising mortgage rates are making it more difficult for first-time buyers to secure a loan. This is because lenders are becoming increasingly risk-averse and are therefore offering higher interest rates to those who are seen as a greater risk. This means that first-time buyers are having to pay more for their mortgage, making it harder to afford a home. The cost of living is also increasing, which is making it more difficult for first-time buyers to save for a deposit. The risi...
Rising Costs in the Hamptons Force Adult Children to Remain at Home, Decreasing Renter Population
Home Mortgage, home owners, London, Mortgage Broker

Rising Costs in the Hamptons Force Adult Children to Remain at Home, Decreasing Renter Population

The Hamptons, a popular summer destination for New Yorkers, is seeing a decrease in its renter population due to rising costs. With the cost of living in the Hamptons increasing, many adult children are forced to remain at home with their parents, leading to fewer rental opportunities for those looking to visit the area. The cost of living in the Hamptons has been steadily increasing over the past few years. This is due to a number of factors, including an increase in property taxes, rising housing prices, and the cost of goods and services. As a result, many adult children are unable to afford to live on their own and are forced to remain at home with their parents. This has led to a decrease in the number of rental opportunities in the area, as there are fewer people looking for places t...
Exploring the Reasons Behind Lenders Refusing to Work with Their Clients
Home Mortgage, home owners, London, Mortgage Broker

Exploring the Reasons Behind Lenders Refusing to Work with Their Clients

When you are in need of a loan, it can be very frustrating to be turned down by lenders. Unfortunately, this is a common occurrence for many people. There are a variety of reasons why lenders may refuse to work with their clients, and understanding these reasons can help you better prepare for future loan applications. One of the most common reasons why lenders may refuse to work with their clients is due to a lack of credit history. If you have never taken out a loan before, lenders may be hesitant to approve your application because they have no way of knowing how reliable you are as a borrower. Additionally, if you have a limited credit history, lenders may be concerned that you do not have the financial stability to make regular payments. Another reason why lenders may reject your loan...