home owners

OMS Platform Completes Integration with EPC Register and Companies House
Home Mortgage, home owners, London, Mortgage Broker

OMS Platform Completes Integration with EPC Register and Companies House

The OMS Platform, a leading provider of online management systems, has recently completed its integration with the EPC Register and Companies House. This integration marks a major milestone for the OMS Platform, as it now provides users with a comprehensive suite of services that can help them manage their businesses more efficiently and effectively. The EPC Register is an online database that provides information on energy performance certificates (EPCs) for buildings in the UK. Companies House is the official registry of companies in the UK, providing information on company directors, shareholders, and other details. By integrating with these two services, the OMS Platform now allows users to access and manage all of their business information in one place. The integration of the OMS Pla...
Industry Reacts to Potential Peak in Base Rate as Mortgage Prices Remain Stable
Home Mortgage, home owners, London, Mortgage Broker

Industry Reacts to Potential Peak in Base Rate as Mortgage Prices Remain Stable

The recent news of a potential peak in base rate has sent shockwaves through the industry, as businesses and consumers alike brace for the potential impact on their finances. With mortgage prices remaining relatively stable, the industry is reacting to the news with a mix of caution and optimism. The base rate is the rate at which banks lend to each other, and is used to set the interest rates on loans and mortgages. A peak in the base rate could mean higher interest rates for borrowers, which could have a significant impact on their ability to make payments. This could have a ripple effect on the entire economy, as businesses may be forced to raise prices or cut back on services in order to remain profitable. In response to this news, many businesses are taking a wait-and-see approach. Th...
UK Adults Not Seeking Regulated Financial Advice: Findings from Financial Services Compensation Scheme (FSCS)
Home Mortgage, home owners, London, Mortgage Broker

UK Adults Not Seeking Regulated Financial Advice: Findings from Financial Services Compensation Scheme (FSCS)

The Financial Services Compensation Scheme (FSCS) recently released a report highlighting the findings of their research into UK adults who are not seeking regulated financial advice. The report found that only a small percentage of UK adults are actively seeking regulated financial advice, with the majority of people relying on their own knowledge and research to make financial decisions. The FSCS found that only 5% of UK adults had sought regulated financial advice in the past year, with the majority of people relying on their own research and knowledge to make financial decisions. The report also found that the majority of people who did seek advice were over the age of 45, with only a small percentage of younger people seeking advice. The report also found that the majority of people w...
Propertymark Urges Government to Restore Mortgage Interest Relief
Home Mortgage, home owners, landlord, London, Mortgage Broker, tenants

Propertymark Urges Government to Restore Mortgage Interest Relief

Propertymark, the UK’s leading professional body for property professionals, has urged the government to restore mortgage interest relief (MIR) in the upcoming Budget. MIR is a tax relief that allows homeowners to deduct the interest they pay on their mortgage from their taxable income. It was abolished in 2017, but Propertymark is now calling on the government to reinstate it in order to help struggling homeowners. The organisation believes that restoring MIR would provide much-needed financial relief to those who are struggling to keep up with their mortgage payments. It would also help to reduce the number of people who are at risk of losing their homes due to financial hardship. Propertymark’s Chief Executive, Mark Hayward, said: “We are calling on the government to restore MIR in the ...
FS Access Reaches 200-Adviser Milestone, Further Recruitment in the Works
Home Mortgage, home owners, London, Mortgage Broker

FS Access Reaches 200-Adviser Milestone, Further Recruitment in the Works

Financial services firm FS Access recently celebrated a major milestone, reaching 200 advisers in its network. This achievement is a testament to the company’s commitment to providing quality advice and support to its clients. The firm has been steadily growing since its founding in 2011 and is now one of the leading financial services firms in the country. FS Access has achieved this milestone by recruiting experienced advisers from across the country. The firm has a rigorous recruitment process that ensures only the best candidates are hired. All advisers must have a minimum of five years’ experience in the financial services sector and must demonstrate a commitment to providing excellent client service. FS Access also provides ongoing training and support to its advisers, helping them t...
Mortgage Works Reduces Rates for Homeowners Who Switch Lenders
Home Mortgage, home owners, London, Mortgage Broker

Mortgage Works Reduces Rates for Homeowners Who Switch Lenders

It's no secret that the cost of owning a home can be expensive. From property taxes to insurance, there are a lot of costs associated with homeownership. One of the biggest costs is the mortgage payment, which is why many homeowners are looking for ways to reduce their monthly payments. Mortgage Works, a leading mortgage lender, is now offering homeowners the chance to save money on their mortgage payments by switching lenders. The company is offering reduced rates for homeowners who switch to their lender. This means that homeowners can save money on their mortgage payments and potentially pay off their mortgage faster. The process of switching lenders is relatively straightforward. Homeowners will need to provide Mortgage Works with their current mortgage information, such as the loan am...
Poll Results Show Mortgage Brokers to Make Client Satisfaction Their Priority in 2023
Home Mortgage, home owners, London, Mortgage Broker

Poll Results Show Mortgage Brokers to Make Client Satisfaction Their Priority in 2023

Recent poll results have revealed that mortgage brokers are set to make client satisfaction their top priority in 2023. This is an important development for the mortgage industry, as it suggests that brokers are taking steps to ensure that their clients are getting the best possible service and advice. The poll was conducted by the Mortgage Bankers Association (MBA), and it surveyed over 500 mortgage brokers from across the United States. The results showed that a majority of brokers (83%) believe that client satisfaction should be their primary focus in the coming year. This is a significant increase from the previous year, when only 70% of brokers said that client satisfaction was their top priority. The survey also revealed that brokers are taking steps to ensure that their clients are ...
Gen H to Reduce Mortgage Rates and Provide Free Property Valuations and Legal Services
Home Mortgage, home owners, London, Mortgage Broker

Gen H to Reduce Mortgage Rates and Provide Free Property Valuations and Legal Services

Mortgage rates are a major concern for many homeowners and prospective buyers. With the current economic climate, it is becoming increasingly difficult to secure a mortgage with a competitive rate. Fortunately, the government has recently announced a new initiative, Gen H, which aims to reduce mortgage rates and provide free property valuations and legal services. Gen H is a joint venture between the Department of Housing and Urban Development (HUD) and the Federal Housing Finance Agency (FHFA). The program is designed to help homeowners and prospective buyers secure more affordable mortgages. It does this by providing access to lower mortgage rates, free property valuations, and legal services. The primary benefit of Gen H is that it provides access to lower mortgage rates. The program wo...
BVA BDRC to Conduct Mortgage Intermediary Research Study
Home Mortgage, home owners, London, Mortgage Broker

BVA BDRC to Conduct Mortgage Intermediary Research Study

Mortgage intermediaries play an important role in helping people find the right mortgage for their needs. To better understand the role of mortgage intermediaries, the British Bankers’ Association (BBA) and the British Data Research Centre (BDRC) have announced a joint research study. The study will focus on the experiences of mortgage intermediaries and their customers.The research study will be conducted by BVA BDRC, a leading market research and data analytics company. BVA BDRC will be interviewing mortgage intermediaries and their customers to gain insight into the current market. The research will cover topics such as customer satisfaction, customer service, product knowledge, and the overall experience of using a mortgage intermediary.The research study is part of a larger effort by ...
Surveyor Suggests Updating Existing Electrical Performance Certificate Rather than Replacing it
Home Mortgage, home owners, London, Mortgage Broker

Surveyor Suggests Updating Existing Electrical Performance Certificate Rather than Replacing it

When it comes to electrical performance certificates (EPCs), many property owners are unaware of the importance of keeping them up to date. An EPC is a document that provides information about the energy efficiency of a building, and it is required by law for all buildings that are sold or rented out. Recently, a surveyor has suggested that property owners should consider updating their existing EPCs rather than replacing them. The main reason for this suggestion is that it can be more cost-effective. Replacing an EPC can be expensive, as it requires the services of a qualified electrician. On the other hand, updating an existing EPC is much simpler and can be done without the need for an electrician. This means that property owners can save money by simply updating their existing EPCs. In...