John Phillips, the Managing Director of Just Mortgages, is a leading expert on mortgage solutions. In this exclusive interview, he shares his insights on the current mortgage market and how Just Mortgages can help customers find the right mortgage for their needs.
Q: What are some of the biggest challenges facing homebuyers in the current mortgage market?
A: One of the biggest challenges facing homebuyers today is the lack of available mortgage products. With so many lenders and products to choose from, it can be difficult to know which one is right for you. Additionally, lenders are often reluctant to lend to those with less than perfect credit histories, making it even more difficult to secure a mortgage.
Q: How can Just Mortgages help customers find the right mortgage solution?
A: At Just Mortgages, we have access to a wide range of mortgage products from a variety of lenders. Our experienced team of advisors are dedicated to helping customers find the right mortgage solution for their needs. We understand that every customer has different requirements and we strive to provide tailored advice and solutions to meet those needs.
Q: What advice would you give to someone looking for a mortgage?
A: My advice would be to do your research and shop around for the best deal. It’s also important to consider all of your options, including fixed-rate and variable-rate mortgages. Additionally, it’s important to understand all of the fees and charges associated with a mortgage, as this can have a significant impact on the overall cost of the loan.
Q: What sets Just Mortgages apart from other mortgage brokers?
A: At Just Mortgages, we pride ourselves on offering a personalised service. We take the time to get to know our customers and understand their individual needs and circumstances. We also offer a range of additional services, such as financial planning and debt consolidation, which can help customers make the most of their money.
John Phillips and his team at Just Mortgages are dedicated to helping customers find the right mortgage solution for their needs. With access to a wide range of products from a variety of lenders, they are well-equipped to provide tailored advice and solutions to meet individual requirements. For anyone looking for a mortgage, John Phillips’ advice is to do your research, shop around for the best deal and consider all of your options.