landlord - Victorian Market

Around 5 Million Rental Properties at Risk of Not Meeting EPC Requirements

17Apr By victorianNo Comments

Home Mortgage, home owners, landlord, London, Mortgage Broker, tenant

Around 5 Million Rental Properties at Risk of Not Meeting EPC Requirements

As energy efficiency becomes increasingly important in the fight against climate change, rental properties are coming under increasing scrutiny to meet energy performance certificate (EPC) requirements. Unfortunately, a recent report has revealed that around 5 million rental properties in the UK are at risk of not meeting these requirements. The report, released by the Department for Business, Energy and Industrial Strategy (BEIS), found that 5 million rental properties in the UK are at risk of not meeting the minimum energy efficiency standards set out by the government. This means that landlords of these properties could face fines of up to £4,000 if they fail to make improvements to their properties. The report also found that the majority of these properties were located in the North W...

Glenhawk: Analysis of Housing Market Resilience and Warning Signs

6Apr By victorianNo Comments

Home Mortgage, home owners, landlord, London, Mortgage Broker

Glenhawk: Analysis of Housing Market Resilience and Warning Signs

The housing market is an important indicator of economic health, and the recent COVID-19 pandemic has put a strain on many markets around the world. Glenhawk, a real estate analytics firm, has conducted an analysis of housing market resilience during this time, and identified warning signs that could indicate potential trouble in the future. Glenhawk's analysis looked at the performance of housing markets in the US and UK during the pandemic. In both countries, the housing market has been resilient, with prices remaining stable and even increasing in some areas. This is likely due to the fact that people are still looking to buy homes, either as a primary residence or as an investment. However, Glenhawk also identified some warning signs that could indicate potential trouble in the future....

Incentives for Landlords to Sell Properties Held in Personal Names in BTL 2023

27Mar By victorianNo Comments

Home Mortgage, home owners, landlord, London, Mortgage Broker, private rented sector

Incentives for Landlords to Sell Properties Held in Personal Names in BTL 2023

The UK’s buy-to-let (BTL) market is a popular investment option for landlords. However, with the introduction of the BTL 2023 legislation, many landlords are considering selling their properties held in personal names. This new legislation will bring about a number of changes to the BTL market, including increased taxes and stricter regulations. As a result, landlords may be looking for incentives to sell their properties held in personal names before the new rules come into effect. One incentive for landlords to sell their properties held in personal names is the capital gains tax (CGT) exemption. Under the current rules, landlords can claim a CGT exemption on any profits made when selling a property held in personal names. This means that landlords can keep more of the profits they make ...

Landbay Launches New Product with Up to 14bps Reduction in 2-Year Rates for Landlords

27Mar By victorianNo Comments

Home Mortgage, landlord, Mortgage Broker, Mortgage Lenders, NEWS ARCHIVES, private rented sector

Landbay Launches New Product with Up to 14bps Reduction in 2-Year Rates for Landlords

Landbay, a leading UK-based peer-to-peer lending platform, has recently launched a new product that promises to reduce two-year rates for landlords by up to 14bps. This new product is designed to make it easier for landlords to access competitively priced mortgages, while also providing them with the flexibility to manage their finances more effectively. The new product, called Landbay Plus, is a two-year fixed rate mortgage that offers landlords a reduction of up to 14bps compared to other products on the market. This reduction is achieved through Landbay’s innovative technology, which allows them to offer a more competitive rate than traditional lenders. Landbay Plus also offers landlords the flexibility to switch to a variable rate at any point during the two-year period, giving them th...

The Role of Mortgage Brokers in Securing Lending for Borrowers

17Mar By victorianNo Comments

Home Mortgage, home owners, landlord, London, Mortgage Broker, private rented sector

The Role of Mortgage Brokers in Securing Lending for Borrowers

Mortgage brokers play an important role in helping borrowers secure lending for their home purchase or refinance. A mortgage broker is a professional who acts as an intermediary between the borrower and the lender. They have access to a wide range of lenders and can help borrowers find the best loan product for their needs. Mortgage brokers are knowledgeable about the different types of loans available, including fixed-rate, adjustable-rate, and jumbo loans. They can also provide advice on the best loan terms for the borrower’s situation. They can help borrowers understand the different fees associated with different loan products and help them compare different loan options. Mortgage brokers are also familiar with the various government programs available to help borrowers secure financin...

Keystone Property Finance Launches Buy-to-Let Mortgage Range for Mainstream Landlords

16Mar By victorianNo Comments

Home Mortgage, home owners, landlord, London, Mortgage Broker

Keystone Property Finance Launches Buy-to-Let Mortgage Range for Mainstream Landlords

Keystone Property Finance, a leading UK-based mortgage lender, has recently announced the launch of its new buy-to-let mortgage range for mainstream landlords. This new range of mortgages is designed to meet the needs of landlords who are looking to purchase or refinance residential properties in the UK. The new range of mortgages offers competitive rates and flexible terms, making it an attractive option for landlords. The range includes fixed-rate and variable-rate mortgages, as well as a range of repayment options. The mortgages are available for both purchase and remortgage of residential properties in the UK. The launch of this new range of mortgages is part of Keystone Property Finance’s commitment to providing landlords with the best possible products and services. The company has a...

Landlords Advised to Avoid EPC C Rating for Properties – Star Letter 10/03/2023

10Mar By victorianNo Comments

Home Mortgage, home owners, landlord, London, Mortgage Broker

Landlords Advised to Avoid EPC C Rating for Properties – Star Letter 10/03/2023

With the ever-changing energy efficiency regulations, landlords are being advised to avoid renting out properties with an Energy Performance Certificate (EPC) C rating. This is due to the fact that properties with this rating are considered to be inefficient and may not meet the minimum energy efficiency standards set by the government.An EPC is a document that provides information on the energy efficiency of a property. It is based on a scale of A to G, with A being the most efficient and G being the least. The government has set a minimum energy efficiency standard of E, and all properties must meet this standard in order to be rented out.The government has recently announced that from April 1st, 2023, all properties with an EPC C rating will no longer be able to be rented out. This is b...

Paragon Study Finds Landlords Responsible for Efficiency Improvements in Rental Stock

28Feb By victorianNo Comments

Home Mortgage, home owners, landlord, London, Mortgage Broker, private rented sector, tenant

Paragon Study Finds Landlords Responsible for Efficiency Improvements in Rental Stock

Recent research conducted by Paragon has revealed that landlords are responsible for making significant improvements in the energy efficiency of rental stock. This is an important finding, as it highlights the role that landlords can play in helping to reduce emissions and improve energy efficiency in the rental sector. The study found that landlords are responsible for making the majority of energy efficiency improvements in rental stock. This includes installing energy efficient appliances, such as energy-efficient refrigerators and washing machines, as well as improving insulation and air sealing. The study also found that landlords are more likely to make these improvements if they are provided with incentives, such as tax credits or grants. The findings of the study are particularly i...

Star Letter: Landlords to Face Financial Hardship as Rent Freeze and Eviction Ban Take Effect 24/02/2023

24Feb By victorianNo Comments

Home Mortgage, home owners, landlord, London, Mortgage Broker, tenant

Star Letter: Landlords to Face Financial Hardship as Rent Freeze and Eviction Ban Take Effect 24/02/2023

The coronavirus pandemic has had a devastating effect on the rental market, with landlords facing financial hardship as a result of rent freezes and eviction bans. On 24th February 2021, the UK government announced a three-month rent freeze and an eviction ban to help protect tenants during the pandemic. This has caused a great deal of financial difficulty for landlords, who are now unable to collect rent from their tenants. The rent freeze has caused landlords to lose out on income, as they are unable to collect rent payments from their tenants. This has put them in a difficult position, as they are unable to cover their expenses or pay their mortgages. Furthermore, the eviction ban means that landlords are unable to evict tenants who are not paying rent, which has further exacerbated the...

Quantum, Tandem Partner with MAB: Summary of Paradigm Panel Addition

21Feb By victorianNo Comments

Home Mortgage, home owners, landlord, London, Mortgage Broker

Quantum, Tandem Partner with MAB: Summary of Paradigm Panel Addition

The world of quantum computing is rapidly growing and evolving, and one of the most exciting developments in this field is the emergence of quantum tandem partners. Quantum tandem partners are two quantum computing systems that work together to solve complex problems. This new technology has been made possible through the addition of a new paradigm panel to the MAB (Multi-Agent Based) platform. This panel allows for the integration of two quantum computing systems, allowing them to work together to solve complex problems. The MAB platform is a distributed computing system that uses multiple agents to solve complex problems. It is designed to be highly scalable and can be used to solve problems of any size. The addition of the quantum tandem partner paradigm panel to the MAB platform allows...