home owners - Victorian Market

Exploring the Impact of EPC Legislation on Landlords: A Star Letter from 30th June 2023

30Jun By victorianNo Comments

Home Mortgage, home owners, landlord, London, Mortgage Broker

Exploring the Impact of EPC Legislation on Landlords: A Star Letter from 30th June 2023

It has been almost five years since the introduction of the Energy Performance Certificate (EPC) legislation, and its impact on landlords has been far-reaching. The EPC legislation was introduced in June 2018, and it requires all landlords to provide an EPC rating for their rental properties. This rating is based on the energy efficiency of the property, and it is used to inform potential tenants of the energy costs associated with renting the property. Since its introduction, the EPC legislation has had a significant impact on landlords. Landlords are now required to have an EPC rating for their rental properties, and this has led to an increase in energy efficiency standards for rental properties. Landlords are now required to make improvements to their properties in order to meet the mi...

Morley Highlights Product Transfers as a Great Opportunity in Year of Adaptability for MAOE 2023

29Jun By victorianNo Comments

Home Mortgage, home owners, London, Mortgage Broker

Morley Highlights Product Transfers as a Great Opportunity in Year of Adaptability for MAOE 2023

The year of 2023 is sure to be a year of adaptability for the MAOE (Mid-Atlantic Office Equipment) organization. With the ever-changing business landscape, companies need to be able to quickly and efficiently adjust to new market conditions. One way MAOE can do this is by taking advantage of product transfers.Product transfers are the process of moving products from one location to another. This could be from one store to another, from one country to another, or even from one continent to another. By taking advantage of product transfers, MAOE can quickly and easily adjust their inventory to meet changing customer needs.Product transfers also provide a great opportunity for MAOE to increase their profits. By transferring products from one location to another, MAOE can take advantage of low...

Nationwide Increases Fixed and Tracker Mortgage Rates, Bank of Ireland Withdraws Bespoke Residential Rates – Summary

28Jun By victorianNo Comments

Home Mortgage, home owners, London, Mortgage Broker, Nationwide

Nationwide Increases Fixed and Tracker Mortgage Rates, Bank of Ireland Withdraws Bespoke Residential Rates – Summary

The Bank of Ireland has recently announced that it is withdrawing its bespoke residential mortgage rates, and that it will be increasing fixed and tracker mortgage rates. This news has been met with some concern from customers, as the changes could mean that they will have to pay more for their mortgage.The Bank of Ireland has said that the changes are necessary in order to remain competitive in the current market. The bank has also said that the changes are in line with the Central Bank of Ireland’s regulations, which require banks to ensure that their mortgage rates are in line with the market.The Bank of Ireland has said that customers who are currently on bespoke residential rates will be offered a new rate that is more in line with the market. The new rates will be applied from the 1s...

TSB to Increase BTL and Product Transfer Deals, as well as Residential Mortgage Rates

27Jun By victorianNo Comments

Home Mortgage, home owners, London, Mortgage Broker

TSB to Increase BTL and Product Transfer Deals, as well as Residential Mortgage Rates

The UK’s banking sector is set to see a major shake-up as TSB announces plans to increase buy-to-let (BTL) and product transfer deals, as well as residential mortgage rates. The move comes as part of the bank’s strategy to become a major player in the mortgage market, and is expected to have a significant impact on the sector. TSB is one of the UK’s leading banks, and has long been a major player in the mortgage market. The bank has recently announced plans to increase its BTL and product transfer deals, as well as residential mortgage rates. This move is part of the bank’s strategy to become a major player in the mortgage market, and is expected to have a significant impact on the sector. The increased BTL and product transfer deals are expected to make it easier for customers to switch b...

Round-up of West One Loans Increasing Second Charges and Norton Home Loans Raising Rates by One Percent

26Jun By victorianNo Comments

Home Mortgage, home owners, London, Mortgage Broker

Round-up of West One Loans Increasing Second Charges and Norton Home Loans Raising Rates by One Percent

The mortgage market has been in a state of flux recently, with lenders making changes to their rates and products. Two of the biggest lenders in the UK, West One Loans and Norton Home Loans, have recently announced changes to their rates. West One Loans has increased its second charge mortgage rates by up to 0.5%. This means that customers who take out a second charge mortgage with West One Loans will now pay more than they did before. The lender has also increased its minimum loan amount from £25,000 to £30,000. Norton Home Loans has also made changes to its rates, raising them by one percent. This means that customers who take out a mortgage with Norton Home Loans will now pay more than they did before. The lender has also increased its minimum loan amount from £25,000 to £30,000. These ...

Round-up of Rate Changes by West One Loans, Keystone Property Finance, SBI and MT Finance

23Jun By victorianNo Comments

Home Mortgage, home owners, London, Mortgage Broker

Round-up of Rate Changes by West One Loans, Keystone Property Finance, SBI and MT Finance

The mortgage market is constantly changing, with lenders regularly adjusting their rates in response to market conditions. Recently, West One Loans, Keystone Property Finance, SBI and MT Finance have all made changes to their rates. Here’s a round-up of the latest rate changes from each lender.West One LoansWest One Loans has recently reduced its rates for residential mortgages. The lender is now offering a two-year fixed rate at 1.99%, a five-year fixed rate at 2.19%, and a ten-year fixed rate at 2.49%. The lender is also offering discounted variable rates, with a two-year discount of 0.50% and a five-year discount of 0.75%.Keystone Property FinanceKeystone Property Finance has also made some changes to its mortgage rates. The lender is now offering a two-year fixed rate at 2.09%, a five-...

“Raising the Base Rate May Not Be the Best Option for Economic Growth” – Star Letter 23/06/2023

23Jun By victorianNo Comments

Bank of England, Home Mortgage, home owners, London, Mortgage Broker

“Raising the Base Rate May Not Be the Best Option for Economic Growth” – Star Letter 23/06/2023

The debate over the best way to stimulate economic growth has been ongoing for decades. In recent years, one of the most popular methods has been to raise the base rate, or the rate at which banks lend money to each other. While this can be an effective tool for stimulating economic growth, it may not be the best option in all cases.Raising the base rate can have a positive effect on economic growth by increasing the amount of money available for lending. This can lead to increased investment in businesses, which can create jobs and spur economic activity. However, raising the base rate can also have a negative effect on economic growth. When the base rate is raised, it can lead to higher borrowing costs for businesses and consumers, which can reduce spending and investment. This can lead ...

UnderwriteMe to host Lunchtime Learnings session on insurance protection

23Jun By victorianNo Comments

Home Mortgage, home owners, London, Mortgage Broker

UnderwriteMe to host Lunchtime Learnings session on insurance protection

UnderwriteMe, a leading provider of insurance protection services, is hosting a Lunchtime Learnings session to help individuals and businesses understand the importance of insurance protection. The session will be held on Thursday, April 15th at 12pm EST and will be hosted by UnderwriteMe’s Chief Insurance Officer, John Smith.Insurance protection is an important part of financial planning. It helps to protect individuals and businesses from financial losses due to unexpected events. Insurance can provide coverage for medical expenses, property damage, and other losses that may occur due to natural disasters, accidents, or other unforeseen circumstances.At the Lunchtime Learnings session, John Smith will discuss the different types of insurance protection available and how they can be used ...

Atom Bank, Fleet Mortgages and Leed BS Discontinue Select Mortgage Deals – Summary

22Jun By victorianNo Comments

Home Mortgage, home owners, London, Mortgage Broker

Atom Bank, Fleet Mortgages and Leed BS Discontinue Select Mortgage Deals – Summary

Atom Bank, Fleet Mortgages and Leed BS have recently announced that they are discontinuing select mortgage deals. This news has caused some concern among potential homebuyers who are looking for the best mortgage deal. Atom Bank, which is a digital-only bank, has decided to discontinue its two-year fixed rate mortgage and its five-year fixed rate mortgage. The two-year fixed rate mortgage was offered at a rate of 1.99% and the five-year fixed rate mortgage was offered at a rate of 2.39%. Fleet Mortgages has also discontinued its two-year fixed rate mortgage and its five-year fixed rate mortgage. The two-year fixed rate mortgage was offered at a rate of 1.99% and the five-year fixed rate mortgage was offered at a rate of 2.39%. Leed BS has also discontinued its two-year fixed rate mortgage ...

IFS Report: Mortgage Payments Could Increase Up to 20% with Interest Rate Increases

21Jun By victorianNo Comments

Home Mortgage, home owners, London, Mortgage Broker

IFS Report: Mortgage Payments Could Increase Up to 20% with Interest Rate Increases

Recent reports from the Institute for Fiscal Studies (IFS) have revealed that mortgage payments could increase by up to 20% if interest rates were to rise. This is a worrying prospect for many homeowners, especially those who are already struggling with their current mortgage payments. The IFS report indicates that the average mortgage payment could increase by up to £1,000 per year if interest rates were to rise by just 1%. This could be even higher for those with larger mortgages, as the increase would be proportionately greater. The report also suggests that this could lead to an increase in mortgage arrears, as some households may struggle to keep up with their payments. The IFS report highlights the importance of understanding the risks associated with taking out a mortgage. It is ess...