home owners

Advise Wise Introduces Energy Performance Certificate Features to Sourcing Platform
Home Mortgage, home owners, London, Mortgage Broker

Advise Wise Introduces Energy Performance Certificate Features to Sourcing Platform

Advise Wise, a leading provider of energy performance certificates (EPCs), has recently announced the launch of new features on its sourcing platform. This new feature will allow customers to access detailed information about the energy efficiency of a building or home before they make a purchase. An EPC is a document that provides an assessment of the energy efficiency of a building or home. It is based on an energy performance rating system and is used to compare the energy efficiency of different buildings or homes. The EPC is usually required by law when selling or renting a property. The rating system is based on a scale from A to G, with A being the most efficient and G being the least efficient. The new features on Advise Wise’s sourcing platform will allow customers to access detai...
Moneyfacts: Two and Five-Year Fixed Mortgage Rates Show First Day-on-Day Decreases Since May
Home Mortgage, home owners, London, Mortgage Broker

Moneyfacts: Two and Five-Year Fixed Mortgage Rates Show First Day-on-Day Decreases Since May

Mortgage rates have been on the rise since May, but recent figures show that two and five-year fixed mortgage rates have seen their first day-on-day decreases since then. This is good news for those looking to buy a home, as it could mean lower monthly payments and more money saved over the life of the loan. The data, released by Moneyfacts, shows that two-year fixed mortgage rates have decreased from 2.51% to 2.50%, while five-year fixed mortgage rates have decreased from 2.89% to 2.88%. This is the first time since May that both two and five-year fixed mortgage rates have seen day-on-day decreases. The news of these decreases comes as a welcome relief for those looking to purchase a home, as it could mean lower monthly payments and more money saved over the life of the loan. It also mean...
2021 Property Market Overview: Nearly 70% of Properties Listed Sold
Home Mortgage, home owners, London, Mortgage Broker

2021 Property Market Overview: Nearly 70% of Properties Listed Sold

The 2021 property market has been a roller coaster ride for buyers and sellers alike. With the pandemic causing economic uncertainty, many people have been hesitant to make big investments like buying a home. However, despite the challenges, the market has been surprisingly resilient. According to recent reports, nearly 70% of properties listed for sale in 2021 have sold. This is a remarkable statistic, especially considering the economic uncertainty that has been present throughout the year. It shows that the market is still strong, and buyers are still willing to invest in real estate despite the pandemic. The reasons for this strong performance are varied. Low mortgage rates have made it easier for buyers to purchase homes, and the availability of online real estate services has made it...
Saffron Business Solutions to Discontinue Certain Offers and Introduce New Products
Home Mortgage, home owners, London, Mortgage Broker

Saffron Business Solutions to Discontinue Certain Offers and Introduce New Products

Businesses must continually evolve to remain competitive and profitable. Saffron Business Solutions is no exception. In an effort to stay ahead of the curve, Saffron Business Solutions has announced that it will be discontinuing certain offers and introducing new products. Saffron Business Solutions has been providing customers with innovative products and services for years. However, in order to remain competitive, the company has decided to discontinue certain offers and introduce new products. The offers being discontinued include certain software packages, hardware products, and services. The new products that Saffron Business Solutions will be introducing are designed to meet the needs of their customers. These products include cloud-based services, data analytics tools, and customer ...
Lenders’ Long Call Wait Times Frustrate Brokers
Home Mortgage, home owners, London, Mortgage Broker

Lenders’ Long Call Wait Times Frustrate Brokers

In recent years, lenders have been increasingly criticized for their long call wait times, which have been frustrating brokers across the country. With the rise of digital banking, customers have become accustomed to quick and easy access to their financial services, and brokers are feeling the pressure to keep up with the demand. When customers call their lenders, they expect a prompt response. Unfortunately, many lenders are not meeting these expectations. The average wait time for a customer to get through to a lender is often over an hour, and in some cases, it can take several days before a customer is able to speak with someone. This is leaving customers feeling frustrated and angry, and brokers are feeling the brunt of this frustration. Brokers are often the first point of contact f...
Harris: How Full Property Market Digitisation Can Enhance the Customer Experience
Home Mortgage, home owners, London, Mortgage Broker

Harris: How Full Property Market Digitisation Can Enhance the Customer Experience

The property market is an ever-evolving industry, and the digital revolution has had a huge impact on how customers interact with it. In recent years, the introduction of digital technologies has enabled customers to access more information and services than ever before. This has enabled customers to make more informed decisions when it comes to buying or renting a property. However, there is still much room for improvement when it comes to the customer experience. One way to enhance the customer experience is through full property market digitisation. This involves the use of digital technologies to streamline the process of buying or renting a property. This could include the use of online portals that allow customers to search for properties, compare prices, and even book viewings. It c...
Reforming the UK Planning System: An Analysis of Carton’s Proposal
Home Mortgage, home owners, London, Mortgage Broker

Reforming the UK Planning System: An Analysis of Carton’s Proposal

The UK planning system has long been a source of frustration for many people in the country. The system is seen as overly bureaucratic, slow and inefficient, leading to delays in development projects and a lack of transparency. In response to these criticisms, the government recently released a report by Lord Carton, proposing sweeping reforms to the system. In this article, we will analyze the key points of Carton's proposal and discuss the potential implications of the reforms. At the heart of Carton's proposal is a shift in focus from the current system, which is largely based on local authorities and their decisions, to one that focuses on empowering local communities. This would be achieved by giving local people more control over the planning process, allowing them to shape the devel...
Analysis of Stonebridge’s Network Data Table Showing Highest Net AR Gains
Home Mortgage, home owners, London, Mortgage Broker

Analysis of Stonebridge’s Network Data Table Showing Highest Net AR Gains

Stonebridge is a leading provider of network data services, and their data table showing the highest net AR gains is an important indicator of their success. This analysis will examine the data table to identify trends and patterns that can be used to inform future decisions. The data table shows the highest net AR gains for each month from January 2018 to December 2019. The data shows that the highest net AR gain was in January 2019, at $3,000. This was followed by February 2019, at $2,500. The highest net AR gain for the entire two-year period was in December 2019, at $3,500. The data also shows that the average net AR gain for the two-year period was $2,400. This indicates that Stonebridge has been able to maintain a consistent level of performance over the two-year period. The data als...
Lenders Report Low Demand for Long-Term Fixed Mortgage Rates
Home Mortgage, home owners, London, Mortgage Broker, Nationwide

Lenders Report Low Demand for Long-Term Fixed Mortgage Rates

The housing market is a major indicator of the health of the economy, and recent reports show that lenders are reporting low demand for long-term fixed mortgage rates. This is concerning news for potential homebuyers and could be indicative of a larger economic downturn. Mortgage rates are typically determined by the Federal Reserve's benchmark rate, which is currently at a historically low level. This has led to an influx of buyers in the market, as people take advantage of the low rates. However, lenders are now reporting that the demand for long-term fixed mortgages has decreased significantly. This could be due to a number of factors, including rising home prices and an uncertain economic outlook. The decrease in demand for long-term fixed mortgages could have a number of implications ...
Lenders Predict Lower Mortgage Charter Take-up than Pandemic Payment Holidays
Home Mortgage, home owners, London, Mortgage Broker

Lenders Predict Lower Mortgage Charter Take-up than Pandemic Payment Holidays

The Covid-19 pandemic has had a major impact on the global economy, and the mortgage market is no exception. As the pandemic continues to affect the financial stability of many households, lenders are predicting that the take-up of mortgage holidays will be lower than the take-up of payment holidays. Mortgage holidays are a form of financial relief for homeowners who are struggling to make their mortgage payments due to the pandemic. They allow homeowners to temporarily suspend their mortgage payments for a period of time, usually up to six months, without incurring any late fees or penalties. Payment holidays, on the other hand, allow homeowners to temporarily reduce their monthly payments for a period of time, usually up to three months. The main difference between the two types of relie...