home owners

CMME, a leading mortgage provider in the UK, has recently announced the launch of a new self-employed mortgage scheme. This scheme is designed to help self-employed individuals access the mortgage market, which has traditionally been difficult for them to access due to their lack of regular income. The scheme is based on a ‘self-certification’ process, which requires applicants to provide evidence of their income and expenditure over the last three years. This allows CMME to assess the applicant’s financial situation and determine whether they can afford a mortgage. The scheme also takes into account other factors such as the applicant’s credit history and employment status. The scheme is open to all self-employed individuals, regardless of their profession or industry. CMME has also desig...

Leeds Building Society has recently announced the appointment of its new Deputy Chief Executive, Richard Fearon, who has highlighted the Society’s commitment to market activity. The Society, which is the fifth largest building society in the UK, is a mutual organisation owned by its members and is committed to providing a range of financial services to its customers. Mr Fearon, who was previously Chief Operating Officer at the Society, will be responsible for the day-to-day running of the business and will be working closely with the Chief Executive, Peter Hill, to ensure that the Society continues to provide excellent customer service and competitive products. Mr Fearon has said that he is looking forward to taking on the role and is committed to ensuring that the Society remains at the f...

Buying a home is one of the most important financial decisions you will ever make, and it can be a daunting prospect. Fortunately, Yorkshire Building Society (YBS) is offering a helping hand to first-time buyers with its £2,000 cashback incentive. YBS is a UK-based building society that provides mortgages, savings accounts, and other financial services. The £2,000 cashback incentive is available to first-time buyers who take out a mortgage with YBS. The cashback can be used to help cover the costs associated with buying a home, such as legal fees, stamp duty, and survey costs. The offer is available on all YBS mortgages, including fixed-rate and tracker mortgages. The cashback can be claimed at any time up to three months after completion of the mortgage. It is important to note that the c...

Equity release is a financial product that allows homeowners to access the equity they have built up in their property. It can be a great way to supplement your retirement income, but it is important to understand how the repayment plan works before you make a decision. A great tool to help you understand your repayment plan is an equity release repayment calculator.An equity release repayment calculator is a tool that helps you calculate the amount of money you will need to repay each month when taking out an equity release plan. It takes into account the amount of equity you have in your property, the interest rate, and any other fees associated with the plan. The calculator will then give you an estimate of your monthly repayment amount.Air White Labels offers an equity release repaymen...

In recent news, TSB and Coventry Building Society have announced changes to their fixed-rate mortgage rates. This news is important for anyone considering taking out a mortgage, as it could affect the amount of money they will pay each month.TSB has announced that it is reducing its two-year fixed-rate mortgage rate from 2.44% to 2.19%, and its five-year fixed-rate mortgage rate from 2.94% to 2.64%. This means that borrowers who take out a two-year fixed-rate mortgage with TSB will pay less each month than they would have previously.Meanwhile, Coventry Building Society has also announced changes to its fixed-rate mortgage rates. It is reducing its two-year fixed-rate mortgage rate from 2.44% to 2.19%, and its five-year fixed-rate mortgage rate from 3.09% to 2.79%. This means that borrowers...

Clydesdale Bank, one of the UK’s leading banks, has recently announced an increase in its maximum loan-to-value (LTV) ratio and a rise in interest rates. The changes, which will take effect on 1st April 2021, are part of the bank’s efforts to ensure that customers are able to access the best possible borrowing terms. The maximum LTV ratio for Clydesdale Bank customers has been increased from 75% to 85%. This means that customers can now borrow up to 85% of the value of their property, making it easier for them to access the funds they need. The bank has also raised its interest rates, with the new rates ranging from 3.99% to 5.99%. The changes are part of Clydesdale Bank’s commitment to providing customers with competitive borrowing terms. The bank has also made a number of other changes i...

The recent news that three major financial institutions have been ranked among the top employers for women is a positive sign for the banking and finance industry. Principality Building Society, Coventry Building Society and Santander have all been recognised for their commitment to creating an inclusive and diverse workplace. This is a great step forward for the industry, which has traditionally been male-dominated.Principality Building Society is a mutual organisation owned by its members, and has long been committed to promoting gender equality. The organisation has a range of initiatives in place to ensure that women are able to progress and develop within the organisation. This includes flexible working arrangements, mentoring programmes and leadership development opportunities. The o...

Are you looking for the most popular mortgage broker articles of the week? Look no further! We have compiled a list of the top 10 most popular mortgage broker articles of the week, as of 21/07/2023. 1. “How to Choose the Right Mortgage Broker” – This article provides an overview of the different types of mortgage brokers and offers tips on how to choose the right one for your needs. 2. “Understanding Mortgage Broker Fees” – This article explains the different types of fees associated with working with a mortgage broker and how to determine which fees are best for you. 3. “The Benefits of Working with a Mortgage Broker” – This article outlines the advantages of working with a mortgage broker, such as access to a wider range of lenders and better rates. 4. “Mortgage Broker vs Banker: What’s ...

Keystone Property Finance, a leading provider of residential and commercial mortgages, recently announced a reduction in their interest rates. The new rate of 0.65% is the lowest rate offered by Keystone since they began offering mortgages in 2016. The reduction in interest rates is part of Keystone’s commitment to providing their customers with the best possible mortgage options. By reducing their interest rates, Keystone is providing their customers with more affordable mortgage options that can help them save money on their monthly payments. The reduction in interest rates is also beneficial to potential homebuyers. With the lower rates, potential homebuyers can now qualify for larger mortgages and purchase more expensive homes. This could help to stimulate the housing market and help t...